Phi ngan hang Uc: cach tranh phi hang thang, phi rut tien ATM

Nhieu nguoi moi den Uc khong biet minh dang bi tinh phi hang thang tu $4–$10.

Vai buoc don gian giup giam phi ve $0 ma khong can doi ngan hang.

Tóm tắt nhanh

• Monthly fee: $0 voi ING, Up, Macquarie.
• ATM phi: ING va Up hoan phi khi dap ung dieu kien.
• Phi chuyen tien nuoc ngoai: ngan hang ~3%, Wise ~0.5%.
• Tranh phi bang cach dap ung dieu kien mien phi cua tung ngan hang.

Cac loai phi pho bien o ngan hang Uc

• Monthly account fee: $0–$10/thang
• ATM ngoai mang: $0–$2.50/lan
• International transaction: 2.5–3.5% gia tri giao dich
• Overdraft fee: $10–$15/event

Tai khoan khong phi nen xem xet

• ING Orange Everyday: $0, hoan ATM khi deposit $1.000+/thang
• Up Bank: $0, khong can dieu kien
• Macquarie Transaction: $0, the Visa Debit
• CBA Smart Access: $0 neu < 18 tuoi hoac deposit du dieu kien

Câu hỏi thường gặp

CBA tinh phi bao nhieu?

$4/thang cho Smart Access, mien neu deposit >= $2.000/thang hoac < 18 tuoi.

ATM nao khong tinh phi tai Uc?

Big 4 mien phi ATM trong mang. ING va Up hoan phi ATM bat ky khi dap ung dieu kien deposit.

Xem them